Terms of Use

These terms govern access to and use of the RC Insight platform provided by A&A Digital Factory S.à r.l. (Luxembourg). Where a written subscription agreement exists between us and your organisation, that agreement prevails over these terms in case of conflict.

1. The service

RC Insight is a software platform that supports anti-money laundering and counter-terrorist financing (AML/CFT) compliance work for investment-fund professionals: risk assessments, risk appetite statements, monitoring plans, due-diligence collection and regulatory reporting.

RC Insight is a tool, not legal or regulatory advice. Your organisation remains solely responsible for its regulatory obligations, for the accuracy of the data it enters, and for the decisions it makes using the platform's outputs.

2. Accounts and security

• Accounts are created by your organisation's administrator; each account is personal and credentials must not be shared.
• You must keep your credentials confidential and enable two-factor authentication where required; administrator accounts must use it.
• Notify us without delay of any suspected unauthorised access.

3. Acceptable use

You agree not to:

• access or attempt to access data of another organisation;
• probe, scan or test the vulnerability of the service without written authorisation;
• upload unlawful content or content that infringes third-party rights;
• use the service to breach applicable law, including AML/CFT and data protection law.

We may suspend an account or restrict access where reasonably necessary to address a serious breach of these terms or a security risk, and will inform your organisation without undue delay.

4. Data

Your organisation retains all rights to the data it enters. We process it as described in the Privacy Policy and, for client compliance data, under the data processing agreement with your organisation. On termination, data is returned or deleted in accordance with that agreement and statutory retention obligations.

5. Availability and changes

We aim for high availability but do not guarantee uninterrupted service. We may improve or modify the platform; material changes affecting your use will be communicated in advance where reasonably possible.

6. Intellectual property

The platform, its software and its documentation remain our property or that of our licensors. We grant your organisation a non-exclusive, non-transferable right to use the platform for its internal compliance purposes for the duration of its subscription.

7. Liability

To the extent permitted by law, our liability is limited as set out in the applicable subscription agreement. Nothing in these terms excludes liability that cannot be excluded under Luxembourg law.

8. Changes to these terms — general provisions

We may update these terms; the date at the top indicates the latest revision, and material changes will be notified to your organisation in advance. If any provision of these terms is held invalid, the remaining provisions stay in force.

9. Governing law and jurisdiction

These terms are governed by the laws of the Grand Duchy of Luxembourg. The courts of Luxembourg City have exclusive jurisdiction, subject to any mandatory provisions to the contrary.

10. Contact

Questions about these terms: contact@rcinsight.lu.